Davis Joint Unified School District

Planning for Retirement
Congratulations on reaching this important milestone. As you prepare for retirement, there are several benefit decisions to consider. Planning ahead can help ensure a smooth transition from active employee benefits to retiree benefits.

Retirement Checklist
Before retiring, we recommend that you:

• Notify CalPERS or CalSTRS of your intent to retire and verify your service credit.
  
• Review your retiree medical plan options through CalPERS.
  
• Determine whether you may be eligible for a DJUSD Retiree Fringe Benefit contribution.
  DTA Retiree Fringe Benefit MOU
  CSEA Retiree Fringe Benefit MOU
  
• Complete Retiree Welcome to Benefits form to transfer your benefits from Active to Retiree, changing plan coverage specifications and premium rate.
  
• Contact any supplemental insurance providers (American Fidelity, Standard, Envoy, etc.) to discuss continuation or cancellation of coverage.
  
• Confirm that DJUSD has your current personal email address, mailing address, and phone number. Information requested on Retiree Welcome to Benefits form.
  

Medical Benefits - CalPERS Health
Medical Benefits (CalPERS Health)

Once enrolled in a Retiree CalPERS health plan:

• The District contributes $162 per month toward Admin Fee of CalPERS medical premium
  
• This amount is paid directly by DJUSD to CalPERS Health, this is your Retiree Fringe Benefit as stated in Article XVII of the CSEA Bargaining Agreement, and Article XXVI of the DTA Bargaining Agreement.
  
• Your portion of medical coverage once retired is automatically deducted from your retirement benefit.
  
• Important: Medical benefits are administered through CalPERS. Any changes to your medical plan should be made directly through CalPERS.
  

If you are a 10 or 11 month employee that contributed toward summer health care premiums during the school year, your account will be reconciled and refunded on your last paycheck with DJUSD.

Dental & Vision Benefits
DJUSD retirees may continue dental and vision coverage through the District.

Important things to know:

• You may enroll in retiree dental and vision coverage even if you were not enrolled as an active employee.
  
• New retirees must enroll within 60 days of retirement.
  
• Once retiree dental or vision coverage is declined or canceled, re-enrollment may not be available
  

Retiree Fringe Benefit Eligibility
Eligible retirees may receive the District’s fringe contribution in one of the following ways:

1. CalPERS Health Coverage: If retirees continue CalPERS health benefits as a DJUSD retiree, the District will apply the fringe benefit toward monthly CalPERS administrative fees, paid directly by the District. OR
2. DJUSD Retiree Dental and Vision Coverage: If retirees elect not to continue CalPERS health coverage, the District’s annual fringe benefit of $1,500 may be applied toward DJUSD retiree dental and vision plans, provided the retiree enrolls and meets eligibility requirements as outlined in the applicable bargaining agreements.

The contribution continues through the retiree's 65th birthday and is prorated monthly.

Enjoying Retirement
The Benefits Office continues to support retirees enrolled in DJUSD retiree dental and vision benefits. This section includes information about billing, payments, account credits, and maintaining your coverage.

Annual Statements and Billing
Each year, retirees receive a Retiree Benefits Statement that includes:

• Current benefit enrollments
  
• Coverage tier information
  
• Account credit balances
  
• Past due balances (if applicable)
  
• Current amount due for retiree benefits
  
• Please review your statement carefully and contact [email protected] if any information appears incorrect.
  

Making Payments
Retiree benefit payments may be made by:

• Online payment through the DJUSD Webstore
  
• Your bank's automatic bill-pay service
  
• Mail to:
  DJUSD Fiscal Services – Benefits
  526 B Street
  Davis, CA 95616
  

Retirees may choose:

• Monthly payments, or
  
• One annual lump-sum payment.
  
• Quarterly statements will be sent to retirees have outstanding balance.
  

Loss of Coverage for Non-Payment
If no payment is received for three (3) months:

• A notice will be mailed and e-mailed to retiree providing 30 days to resolve the balance
  
• Failure to respond will result in cancellation of coverage